.nav1        { text-align: left; font-family: Arial; font-size: 8pt; font-style: italic; 
               font-weight: bold; margin-left: 6; margin-top: 10; 
               margin-bottom: 10 }
.fineprint   { font-family: Arial; font-size: 8pt; text-align: left; margin-left: 15; 
               margin-right: 15; margin-top: 0; margin-bottom: 5 }
.paragraph1  { font-family: Arial; font-size: 10pt; text-align: left; margin: 5 15;  }
.heading     { font-family: Arial; font-size: 12pt; font-weight: bold; text-align: left; 
               margin-left: 20; margin-top: 3; margin-bottom: 3 }